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Legal or not? Interview requests sent by the Global Times to several major banks were not returned,beats headphones
. A staff member at the press office of Industrial and Commercial Bank of China told the Global Times that the bank does not outsource debt collection because the bank has a risk management department that deals with debt-related issues,Cheap louis vuitton Bags
. "If the company outsources debt collection to other agencies, we cannot guarantee the quality and conduct of the debt collectors," the staff member said on condition of anonymity. Xu Feng, a lawyer at Shanghai Huarong Law Firm, told the Global Times that banks usually have their own team responsible for collecting debts. "But when banks fail to get their debt repaid after their team presses debtors several times, they outsource the business either to law firms or debt collection companies," Xu said. According to Xu,burberry Outlet online
, the business of helping banks collect debts is popular with law firms because they can receive up to 30 percent of the debt they collect,louis vuitton Bags
. Wu Weifeng, a lawyer at Henan Tomorrow Law Firm, said that many banks entrust debt collecting to law firms, which then call in the services of debt collection companies. "It's legal for banks to outsource debt collection to law firms but the law firms should only use legal means, such as making proper calls, sending text messages or letters to debtors to press for repayment," Wu said. According to Wu, if people still refuse to pay their debts after repeated reminders, banks have the right to take the issue to court, which can lead to seizure of the debtors' property and freezing their bank accounts,raybanspring.webs
. But things can get out of control if banks or law firms outsource the business to debt collection companies because these companies may use extreme means to put pressure on debtors, Wu said. "One of the major reasons for the booming debt collection business in China is that banks have issued too many credit cards," Zhao Wanyi, a professor at the Southwest University of Political Science and Law in Chongqing, told the Global Times Wednesday.Chinese banks had issued a total of 318 million credit cards by the end of September, up 18.8 percent up from a year earlier,ray ban sunglasses
, data from the central bank showed in November. In the third quarter of 2012, credit card loans that were overdue for more than six months rose by 8.8 percent quarter-on-quarter to 14.43 billion yuan, accounting for 1.4 percent of all credit loans outstanding at the end of September, the data showed.
Q: How would you characterize the nature of the oppositional movement here, particularly in comparison to other movements which have given birth to similar mass strikes?
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