So what? I have to wait six months to file a claim?
Absolutely. Well, maybe 30 to 60 days
Any time I buy a used car, I buy an extended warranty. One used car lot I have used a few times, you have to be affiliated with one of their member credit unions, and they are generally about $2,000 below blue book. I buy a warranty that lets me take it to a dealership for repair (instead of their on site hack mechanics). After 30 days, take it to a dealership and let them fix everything they find. Last used car, the warranty was about 1,500 and the dealership did about $2,000 of repair. Took it back again before the warranty expired for a few other things that they fixed too.
I know I'm not talking about a house here, but I think the concept is the same.